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Our Services

To give you a better idea of how Bruce and Karen can help you, here is a summary of our financial services:

Wealth Building Strategies

 

Retirement Income
​

 

College Funding

 

We help determine the appropriate asset allocation for client portfolios given risk tolerance, goals, and investment time horizon.

 

 

By looking at clients' current assets and desires for retirement, we can develop an investment program to help attain retirement wealth and income goals in addition to overall objectives that have been set.

If clients have children or grandchildren for whom they would like to provide a college education, we can assist with developing a strategy and investment program, including cost projection of expenses, to make that possible.

Investment Portfolio
Reviews

 

Insurance Audits
and Reviews

 

Financial Education

 

We meet with clients periodically to review portfolio performance, discuss necessary changes, answer questions, and address any concerns.  Clients are also welcome to make additional appointments any time they have issues or topics they would like to discuss.

 

We can offer assistance with current policies, conduct audits to determine if policies are performing well, and offer new products for life, long-term care, or disability insurance.

We feel that part of our mission is to educate clients on important financial topics.  That is why we send out quarterly newsletters, conduct seminars, make personal calls, and send e-mails.

 

Small-Business
Retirement Plans

 

 

We offer development and management of small-business employer-sponsored retirement plans such as SIMPLE and SEP IRAs. We schedule personal time with each employer and employee to design the plan according to individual businesses and situations.

401(k)
Education

 

We offer guidance and assistance with diversification and asset allocation for clients' current employer-sponsored plans.

 

Neither asset allocation nor diversification can ensure a profit or prevent a loss.

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